Isu Mansuh PTPTN

Tiba-tiba keluar isu ni. Aku malas nak ulas panjang, sebab aku pun pernah dapat duit PTPTN walaupun sikit (dapat tukar ke biasiswa JPA). Walau apapun permintaan orang-orang yang tak fikir panjang ni, aku masih setuju adanya PTPTN dengan keadaan adik2 aku lagi 3 orang nak sambung belajar. Sudah tentu bersyukur sangat kalau dapat biasiswa, tapi PTPTN sentiasa ada kalau2 tak dapat bantuan kewangan dari mana2.

Nak harapkan duit pencen mama dan arwah abah, ataupun gaji aku nak bantu adik2, memang tak lepas.

Aku harap sangat budak2 ni fikir dengan rasional, kenapa tabung pinjaman tu diadakan. Fikir dari mana datangnya duit tu, untuk apa, untuk siapa dan kenapa perlu dibayar semula.

Dalam dunia ni tak ada percuma, masuk tandas pun nak kena bayar. Nak makan pun kena beli lauk kalau pun taknak kena bayar kat kedai. Even kau hirup udara yang 'percuma' pun Allah mintak kau bayar dengan sembah Dia 5 kali sehari.

Ok fine, hapus PTPTN, so nak pendidikan percuma, buku percuma, belajar percuma. Lagi? Makan kat kafe kolej percuma? You all rasa dapat tak? Boleh la kot kalau hari2 you all  tolong basuh pinggan kat dapur kafe tu. Kalau mak bapak tolong subsidi duit makan boleh la. Kalau mak bapak suruh kerja part time kau nak? Pastu boss  you all  pun cakap kena kerja free. Takde gaji. Semuanya percuma dalam dunia ni. Rasa adil tak untuk  you all ? Kalau rasa adil, teruskan. Kalau tidak, macam tu la sekurang2nya pekerja PTPTN rasa yang  you all  bising2 sangat pasal kos pentadbiran tu.

Senang cakap, berdemo la sampai kutub utara 80x pun, aku yakin PTPTN still akan berjasa kepada pelajar yang memerlukan. Yang akan berubah adalah akan ada penambahbaikan dari masa ke semasa, amcam Ujrah 1%.

Nak free juga? Fine, bagi la dapat first class, tukar jadi biasiswa. Confirm susah nak dapat kalau kerjanya berdemo sana sini. Right??

Cuba baca artikel ni pulak, semoga terbuka minda sikit. Sorry untuk sapa2 yang tak setuju, ni negara demokrasi. Kalau you all nak berdemo luahkan perasaan, aku pun menulis kat sini atas sebab yang sama.

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By TAY TIAN YAN

Translated by DOMINIC LOH

Sin Chew Daily

Dear undergrads,

I saw you occupy the Merdeka Square and could feel your high-spirited youthfulness.

I have no objection to your "occupy" campaign. From Wall Street to Jalan Sultan, indeed young people should step out of their classrooms to taste the sunshine and rain.

It doesn't have to be that tough after all. With an iPhone or iPad in your hands, you could stay in touch on Twitter or Facebook, sharing with your followers or friends the amazing nasi kandar you've savoured just across the street from Merdeka Square or perhaps a photo you snapped with some curious tourists.

So, I will never worry that you would get bored or exhausted at the Dataran. But I just wonder what the real significance of occupying the Dataran is.

All you have wanted is free tertiary education and writing off of PTPTN arrears.

I even saw a "PTPTN, the big loan shark" placard hoisted under the sultry sun over the Dataran.

I couldn't help but laugh: All that you have wanted is just so simple.

But have you ever thought about this: If everything is free of charge, where does the money come from? And if you can default on your loans, who would extend the loans to you?

Since you are all university students, I assume you have learned some economics before, right? Don't you remember there is something called "costing" in economics? For anything offered free of charge to you, someone else have to foot the bill.

Your lecturer could have told you, and economics guru Milton Friedman most definitely said it before, that nothing comes free under the sun.

And this costing concept applies very well on all of you.

Tuition fees at the country's government universities have been heavily subsidised and are among the cheapest in this world.

Your RM7,000 to RM8,000 annual tuition fees are just about a third of private college tuition fees here, a fifth of those of Australia's public universities, one-sixth of America's and one-eighth of Britain's.

Your parents should take delight in the fact that some other people are helping them pay the tuition fees so that they can keep their retirement funds largely intact.

What I am trying to say is that the cheap tuition fees are most definitely not Godsend. The government has to dig into taxpayers' pockets to subsidise your education, including mine.

If you are hailing from a poor family, sure enough I am more than willing to contribute my part to help. But there are so many of you who come from well-to-do families and yet enjoy the heavily slashed tuition fees.

Not to mention the PTPTN loans, where our government has been excessively generous by offering full loans at a mere 1% interest rate (If this is what you call loan shark, I would love to take a loan from you).

Given the fact that Bank Negara's overnight lending rate is 3%, the remaining 2% (could be a lot more if we factor in the inflation) has to be sourced from somewhere (the government? not really, but the generously taxed uncles and aunties).

I don't mind contributing that 2%. I see it as my national obligation. But you refuse to pay up when you graduate from school someday in the future, and the PTPTN cannot just close shop this way. So, we taxpayers are once again come under the axe.

You are actually well aware that university education is never free even in cash-rich Western countries. Many students there have to take up part-time jobs or bank loans before they can attend their classes.

You don't need a part-time job or a bank loan to finance your studies here. You don't even need to step into the lecture hall; just sit at the Dataran to protest against "I don't know what"!

Perhaps the Dataran should be occupied by the uncles and aunties who subsidise your studies. We have a whole lot more valid reasons to occupy the square.